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80Sample Hardship Letter Requesting a Short Sale
Because of the recent housing crisis, many homeowners are considering short sales as an alternative to staying in a home that has plummeted in value. At some point during the short sale process, the homeowner will be required to write a hardship...
6 comments
87HIPAA-Protection of Patient Privacy
What is HIPAA? HIPAA stands for Health Insurance Portability and Accountability Act. The federal law originated in 1996 and protects the privacy of a patient's personal and health information. The purpose of HIPAA is to keep medical records and...
147 comments
90How To Start a Personal Grocery Shopping Business
Imagine this: It's 6:00 pm and Jane, a mother of three, is driving home, exhausted from a full day at the office. After picking up her children from the sitter, she remembers the pantry is empty, the refrigerator is barren, and they've already eaten...
129 comments
88How to Organize a Neighborhood Block Party
Remember when everyone knew their neighbors? Kids played hopscotch on the sidewalk and rode bikes every evening while parents sat on the front porch conversing with friends and sipping iced tea. It was normal to knock on your neighbor's door and ask...
23 comments
82The Best Educational DVDs for Children Ages 2-5
My oldest son is four years old and my daughter is 2 ½. They both really like to watch TV. I try to limit the amount of TV they watch, but I’ll admit that sometimes I’m thankful for the 30 minutes of...
18 comments
80Decorate Your Home Using Things You Already Have
The easiest and least expensive way to jazz up the décor in your home is to use things you already have hidden in the depths of your house. Some of these items might need a little updating, and others will simply need to be cleaned up and properly...
33 comments
79The Ugly Truth about Public Swimming Pools and Recreational Water Illnesses
While reading this morning's newspaper, this headline caught my eye: "Phoenix closes all city pools." The article explained that an intestinal parasite called Cryptosporidium was discovered at one location. There is one confirmed case in addition to...
21 comments
72Organize Your Grocery Coupons
Using grocery coupons can be time consuming and overwhelming if you don't have a good organizational system. Developing a method for organizing grocery coupons is a worthwhile activity because it will enable...
22 comments
81Good Things Come to Those Who Have Debt
I am so tired of being penalized for being financially responsible. My husband and I have made a commitment to pay off our house as fast as we possibly can. We put every extra penny towards the principle on our loan each month. We’ve cut cable TV,...
39 comments
79Redecorate Your Home Frugally Using Spray Paint
Bring new life to your old stuff! You can give a face-lift to almost any item using spray paint. I am a huge fan of spray paint because it is cheap, easy to use, and the results are beautiful. Spray paint comes in every color and multiple finishes....
34 comments
